For those who aspire to maximum freedom, compositional and constructive (and have the necessary patience and creativity) the winning investment is to start from scratch and build your own home by choosing the place, the technology, the materials and the style. The costs to be faced are of various types and it is a bit more complicated, compared to a restructuring, to foresee them all. For those wishing to tackle the adventure of a new construction it is useful to try to calculate them together.expensive

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Consider for example a detached house with a garden , on the outskirts of a medium-sized town, with a floor above ground, with a gross surface area of ​​100 square meters, suitable for a couple with two children. The main costs to be faced are: the purchase of the land, the building cost including the builder’s earnings, charges and contributions to be paid to the Municipality, technical expenses, any interest payable for the loan.

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The purchase of the land first of all, if you do not already have a suitable area, buy a building plot that allows the construction of the volume necessary for family needs. The cost varies a lot depending on the Municipality, the position with respect to the center, the proximity to the services and connections, the availability of similar areas in the surroundings and the panoramic views of the site. Usually it accounts for about 20-30% of the finished value of the house and in our case, considering the OMI real estate quotes, it can be estimated in: North – 600 € / m² Center – 650 € / m² South – 480 € / m²

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Construction work The cost for the construction of the house depends in particular on the construction technology chosen, the accessibility to the site, the quality of the finishes, the number and type of technological systems to be installed, and the profit that the company wants to make. Considering a standard quality for the example house we can take the following values: North – 1.200 € / m² Center – 1.300 € / m² South – 950 € / m²

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Contributions for the Municipality For the release of the Building Permit, each Municipality requires the payment of Urbanization Charges and a Construction Contribution; these amounts vary from municipality to municipality and you can check them on the site of the Authority. As an indication we can consider for our counting: North, Center, South – 140 € / m² Technical expenses After purchasing the land it is also necessary to appoint a qualified technician to draft the project to be submitted to the Municipality and the Civil Engineering Department to obtain the necessary Building Permit. The average cost of a project fluctuates between 8% and 12% of the cost of the works and has a higher incidence, due to fixed costs, on smaller buildings. For our example we take 10% for simplicity, obtaining: North – 120 € / m² Center – 130 € / m² South – 95 € / m²

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